Charter Oak Insurance and Financial Services Co. Advisor Michael Altavilla Earns CFP® Designation

April 20, Latham, N.Y.—Charter Oak Insurance and Financial Services Co. (Charter Oak), a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) advisor Michael Altavilla has earned his CERTIFIED FINANCIAL PLANNERTM (CFP®) designation.

The designation is conferred by the Certified Financial Planner Board of Standards, Inc., and is granted to those individuals who have met rigorous professional standards—including passing a comprehensive exam—and who have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

Michael LaPage, managing director of Charter Oak’s Saratoga Springs and Latham offices, said: “Michael is continuously looking at ways to deepen his service to his clients, and earning his CFP® designation is just another example of that. We’re all proud to have him on our team and congratulate him on this significant professional achievement.”

Based out of Charter Oak’s Saratoga Springs office, Mr. Altavilla has been an advisor for almost six years. He focuses his practice on individuals, families and businesses, as well as physicians. He lives in Saratoga Springs with his fiancée.

The Certified Financial Planner Board of Standards, Inc. (CFP Board) was founded in 1985 as a 501(c)(3) non-profit organization to serve the public interest by promoting the value of professional, competent and ethical financial planning services, as represented by those who have attained CFP® certification. CFP Board sets and enforces the requirements for CFP® certification, including education, examination, experience and ethics.

Charter Oak Insurance and Financial Services Co. is a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) and serves the risk management, business services and retirement and investment planning needs of nearly 80,000 clients** throughout the northeast. With throughout Connecticut, Massachusetts and New York, Charter Oak considers helping others the heart of its business and is proud to support many philanthropic organizations in all of the markets it serves. To learn more, visit www.charteroakfinancial.com.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services LLC, Member SIPC (www.sipc.org). Supervisory Office: 330 Whitney Avenue, Suite 600; Holyoke, MA 01040. Tel: 413-539-2000.

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. **An insured, owner or payer of a Massachusetts Mutual (MassMutual) policy or contract.

Local sales agencies are not subsidiaries of MassMutual or its affiliated companies.