Our emphasis on entrepreneurship means you’re in business for yourself, but not by yourself. We provide dedicated support teams, product specialists and a competitive compensation package that makes building your own business possible.



At Charter Oak, you have the freedom and flexibility to run your practice the way you want, with the backing of an entire support team behind you. We provide unrivaled product, marketing, training, advisor transition, technology, new business and compliance support with the sole mission of helping you to take your business to the next level.


Access our in-house group of product specialists, offering expert assistance in life insurance and advanced sales, annuities, disability income insurance, investments and strategic alliances, competitive analysis and strategic consultation.


Where else can you start your own business yet have access to a benefits package worthy of a Fortune 100 company? (Fortune magazine, June 2016) The Charter Oak/MassMutual relationship allows us to offer a competitive compensation and benefits package* with built-in performance incentives, bonuses, rewards and recognition, and everything from medical and dental to adoption assistance.
*Eligibility applies only to those Financial Services professionals who hold a full-time career contract (X4X) with MassMutual.of MassMutual, its subsidiaries, or of General Agents with whom they contract. Eligibility for subsidized benefits and before-tax coverage is based on meeting certain contract requirements. Benefit plan provisions are subject to modification or termination.