Francis R. Lynch

2321 Whitney Avenue, Suite 402
Hamden, Connecticut 06518O: (203) 288-5700M: (203)

Professional Background

Fran Lynch has been helping medical professionals, corporate executives and small-business owners meet their financial goals since 2002. Fran’s background in both medicine and business give him unique insights into the situations his clients face every day: Originally trained as a reconstructive foot and ankle surgeon, Fran headed a multi-office podiatric practice for three years before embarking on a successful financial career, which included the launch of his own marketing company.

Fran uses an educational approach to guide his clients through creating and maintaining a comprehensive and coordinated financial strategy. His knowledge and experience helps them to meet their objectives efficiently and in step with an ever-changing legal, economic and product/service landscape. Above all, Fran considers his true value to be showing successful people what is possible in their financial planning strategy.

In addition to running his practice, Fran serves on Charter Oak’s management team, helping to train and mentor new advisors. Outside of the office, Fran is passionately involved with coaching youth sports in his community. He resides in North Haven, CT with his wife of 35 years, Bernadette (Bunny). They have four children: Michelle, Jessica, Brian and Steven.

Areas of Practice

  • Asset Protection
  • Business Needs Analysis
  • Business Succession Planning
  • Education Planning
  • Estate Planning
  • Executive + Employee Benefits
  • Investment Advisory Services
  • Retirement Planning
  • Trust + Private Client Services

Business / Civic Activities

實現目標的第一步: 與您可以信任的人交談




  • 保障家庭的未來財務狀況
  • 制定退休資金策略
  • 制定針對子女教育的儲蓄計劃
  • 幫助確保您的收入得到保障
  • 減輕在您年歲逐增時帶給親人的經濟負擔
  • 確保遺產傳承











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保險產品是由Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111) 及其子公司C.M. Life Insurance Co.和MML Bay State Life Insurance Co. (Enfield, CT 06082)發行。C.M. Life Insurance Co.和MML Bay State Life Insurance Co.在紐約未被公認。
© Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111).
保留所有版權 。

Reaching your goals starts with speaking to someone you can trust


At MassMutual, we can guide you along the path toward achieving your financial goals.

As a MassMutual financial professional, I help individuals and families with their plans for the future. I can help you:

  • Protect your family’s financial future
  • Develop a strategy to fund your retirement
  • Create a plan to save for your children’s education
  • Help to ensure that your income is protected
  • Ease the financial burden on your loved ones as you age
  • Ensure a legacy for the future

Through a combination of my training and skills, I will work closely with you to help you prepare for a brighter future and help you fulfill your dreams.


Why work with MassMutual?

There are many factors to think about when choosing a financial services company. At MassMutual, we operate for the benefit of our participating policyowners. And when choosing a life insurance company – trust, strength, community, and stability matter.

MassMutual’s ‘people first’ approach dictates how we service both our customers and the communities where we serve, and it is reflected in a wide range of financial protection products and our world-class customer service.

To serve you better, we recruit financial professionals who understand your unique perspectives and support the communities in which we live and work.


About MassMutual

Founded in 1851, MassMutual had a single purpose: to help people secure their future and protect the ones they love. More than 165 years later – through varying political, social and economic climates – that commitment remains our guiding principle. It’s behind everything we do and every decision we make. It’s how we continue to deliver products and services to help our policyowners and customers achieve their financial goals, and protect those who matter most.

While dividends are not guaranteed, MassMutual has paid them to eligible participating policyowners every year since 1869.

For more information, please visit



Policies, application forms, administrative documents, and forms are only available in English.

Insurance products are issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111) and its subsidiaries C.M. Life Insurance Co. and MML Bay State Life Insurance Co. (Enfield, CT 06082). C.M. Life Insurance Co. and MML Bay State Life Insurance Co. are not recognized in New York.

© Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111).

All copyrights are reserved.